Disclosure Statement

1. IDEA Benefits does not make any payments directly to the providers of medical services.
2. Members are responsible for any applicable copayments as listed in the program description.

Cancellation policy:

To terminate or cancel your subscription, send a written cancellation notice to support@hbgnow.com at least five days (5) prior to your next scheduled payment date. This program may be cancelled for non-payment.

Issue resolution:

For any concerns or issues when using this program please contact us at support@hbgnow.com and we will be happy to assist. Your issue will be researched and a resolution reached in three (3) business days